Should You Wait to Buy a Home If Rates Might Drop?
Published on: 27/08/2025
Why This Question Keeps Coming Up With mortgage rates still hovering above historic lows, many prospective homebuyers are wondering: Should I wait for rates to come down before buying a home? It’s a fair question—and one that’s top of mind for anyone trying to make a smart financial move in today’s market. But the answer isn’t as simple as it might seem. Yes, rates matter. But focusing only on interest rates misses the bigger picture of what actually determines affordability in real-world home buying.
Mortgage
